State Farm® Insurance Agent Cheryl Kim

"We all need to have insurance for everything these days . So important to understand ones liability and risk and get the best advice on what coverage is suitable . Hands down all the agents at Cheryl Kim Waimea agency are the best . They add a personable touch to the insurance experience .They are knowledgable and will do the research to find the most current information . In terms of State Farm as a whole , they are a bit more expensive but rest assured they have a large surplus to buffer in the event of multiple substantial pay-outs . You want to know that if a state wide catastrophe were to occur , the agency will not pull out of state . Most important these days . Look no further for the best insurance and the best agents ."

"We have been at State Farm for more than 10 years and have had excellent service throughout! Our agent, Jackie Rasay, is the best and I highly recommend her if you are looking for an agent with State Farm. She is very knowledgeable and will set you up with exactly what you need."

"My experience with my State Farm agent, Cheryl Kim, for homeowners, car, and life insurance is excellent. She always shows professionalism and spends the time needed to explain every detail of my coverages. She is always available when I need help as she returns my calls promptly. I highly recommend her for anyone seeking reliable coverage for you and your family."

"Had the misfortune of one of this agency's auto policy customers backing into our car in a parking lot fender bender. The sort of incident that most insurance companies quickly settle. Not State Farm. Their Arizona claim center has been evasive and totally unhelpful. After many calls to both their claim center and the agent, they finally assigned a real claims agent and mostly accepted liability still leaving us stuck with several hundred dollars out of pocket costs. This is not the first bad experience I've had with State Farm claim handling. If you purchase a State Farm policy and are liable in an accident, be aware that their approach to claims management will enrage the other party and greatly increase your risk of being sued. I don't know if they are any better at settling claims from their own policy holders or not."

"We hit a pig in our Tesla (hitting feral pigs at night is kind of a rite of passage in Hawaii). It took me only a handful of minutes to complete the claim process. The only time I spoke to anyone from State Farm was when our agent called to check that we were OK. I used a recommended body shop who communicated with State Farm. The entire process was totally effortless."

"The complete attention and service I receive from Cheryl Kim State Farm team players, Jackie and Robert are Outstanding. Whenever I call, they provide exceptional professional, cheerful, accurate, and quick responses to all my requests. And thank you, Cheryl Kim, for providing a fine team and years of excellent service I enjoy. Aloha."

"I am age 59 and have never filed either a home or auto insurance claim. After experiencing a minor fender-bender, I decided to file a claim, mostly because the person who hit me made it very clear that they were going to and I was concerned that a failure to file a claim would be seen as a tacit admission of guilt. I knew nothing about the process, but, frankly, was concerned about how difficult this would be. Well, I did not need to be concerned at all! Robert Ragasa called me often and, basically, everything was handled for me. It was completely stress-free. Even the rental car was booked, and the repair shop (who I was also quite impressed with) was recommended for me, and the appointments arranged. I was, and remain, stunned about how easy and fast this was, and the personal service provided by Robert and the rest of the Ms. Kim’s team was outstanding. Thanks to all of them!"

"Asia is the most helpful insurance agent I have ever dealt with. She is honest and up front with everything. She did a fantastic job updating me with my coverage and helping me add a second vehicle. I experienced professionalism, kindness and customer service with Aloha!🤙🏽🌺🤙🏽🌺🤙🏽"

"I am so grateful for State Farm Insurance, especially with the excellent customer service I have received over the years from employee, Kiley Nakamura. Kiley is always helpful, caring and an expert in the insurance world. She has helped me tremendously with all of my insurance needs which gives me a great peace of mind knowing that she is someone I can trust and is there to guide me through life."